SHORT TERM COOPERATIVE CREDIT STRUCTURE 

 NATIONAL FEDERATION OF STATE COOPERATIVE BANKS (NAFSCOB)

 

 

 

 

 

STATE COOPERATIVE BANKS (31)

 

 

 

 

 

 

DISTRICT CENTRAL COOPERATIVE BANKS (371)

 

 

 

 

 

 

PRIMARY AGRICULTURAL CREDIT

SOCIETIES

 

FARMERS SERVICE SOCIETIES

 

LARGE SIZED ADIVASI MULTIPURPOSE SOCIETIES

 

 

 

 

 

 

                         

STATISTICAL DETAILS

PRIMARY SOCIETIES

(PACS, FSS & LAMPS)

(31-03-2007)

1.NO.OF STY.     97224

2.NO.OF BRANCHES              INCLUDING H. O.  NIL

3.MEMBERSHIP    125792

4.OWNED FUNDS  1103884

5.DEPOSITS     2348407

6.BORROWINGS   4371449

7.LOANS ADV.   4961275

8.LOANS OUTS   5862015

9.PERCENTAGE OF

OVERDUES TO DEMAND  29.11

10.NO.OF EMPLOYEES 229007

11.NO.OF BORROWERS  47910

               

DISTRICT CENTRAL  COOPERATIVE BANKS

   (31-03-2007)

1.NO.OF DCCBs       371

2.NO.OF BRANCHES           INCLUDING H. O.   12928

3.MEMBERSHIP       3265

4.OWNED FUNDS   2060325

5.DEPOSITS      9208136

6.BORROWINGS    2794060

7.LOANS ADV.    7670381

8.LOANS OUTS.   8546075

9.PERCENTAGE OF

OVERDUES TO DEMAND 32.93 

10.NO.OF EMPLOYEES 183536

             

STATE COOPERATIVE BANKS

    (31-03-2007)

1.NO.OF SCBs        31

2.NO.OF BRANCHES INCLUDING H. O.    938

3.MEMBERSHIP       149

4.OWNED FUNDS   958158 

5.DEPOSITS     4846961

6.BORROWINGS   2215024

7.LOANS ADV.   4706898

8.LOANS OUTS.  4667581

9.PERCENTAGE OF

OVERDUES TO DEMAND 13.27 

                              10.NO.OF EMPLOYEES 14748

              

 

(MEMBERSHIP & BORROWERS IN THOUSANDS)                (RS.IN LAKHS)

MAIN FEATURES :

    1. PRIMARY AGRICULTURAL CREDIT SOCIETIES

       ..... ASSESMENT OF CREDIT NEEDS  

       ..... DISBURSEMENT OF CREDIT TO MEMBERS

       ..... RECOVERY OF CREDIT

       ..... PROMOTE THE ECONOMIC INTERESTS OF THE MEMBERS 

    2. DISTRICT CENTRAL COOPERATIVE BANKS

       ..... SERVE AS BALANCING CENTRE IN THE DISTRICT CENTRAL FINANCING AGENCIES

       ..... ORGANISE CREDIT TO PRIMARIES

       ..... CARRY OUT BANKING BUSINESS

       ..... SANCTION , MONITOR & CONTROL IMPLEMENTATION OF POLICIES

    3. STATE COOPERATIVE BANKS

       ..... SERVE AS BALANCING CENTRE IN THE STATE

       ..... ORGANISE PROVISION OF CREDIT FOR CREDIT WORTHY FARMERS

       ..... CARRY OUT BANKING BUSINESS

       ..... LEADER OF THE COOPERATIVES IN THE STATE

    4. NATIONAL FEDERATION OF STATE COOPERATIVE BANKS

       ..... PROVIDES A COMMON FORUM TO THE MEMBER BANKS

       ..... PROMOTES AND PROTECTS THE INTERESTS OF THE MEMBER BANKS

       ..... CO-ORDINATES AND LIAISON WITH GOVERNMENT OF INDIA,

             RESERVE BANK OF INDIA, NATIONAL BANK AND OTHERS 

       ..... PROVIDES RESEARCH AND CONSULTANCY INPUTS TO THE MEMBER BANKS

       ..... ORGANISES CONFERENCES/SEMINARS/WORKSHOPS/MEETINGS

 

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